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Save on your household insurance with Vinigo!
Vinigo stands for excellent insurance advice. Our experienced team of insurance specialists will help you to optimally insure your household free of charge. Our solutions not only meet your basic protection needs, but also offer options for more comprehensive protection.
1,000+
Customers already trust us
21%
Potential savings rate
100%
transparency and security
18%
Average optimization rate
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When is a vested benefits account needed?
Typically, the employer chooses a pension fund into which a portion of the salary is automatically paid each month. In some situations, however, the money is withdrawn from the pension fund system and transferred to a private vested benefits account. This money can remain in a vested benefits account until retirement age without being invested. This means that you miss out on valuable returns if you do not take action.
Situations in which a vested benefits account becomes relevant:
unemployment
emigration
change of employer
divorce
The Vinigo Solution
Our platform gives you all the tools you need to serve your customers efficiently – from simple onboarding to transparent performance reports to the secure storage of all important documents.
direct investments
As one of the first providers of direct investments, we take an innovative approach with our vested benefits accounts. We invest as directly as possible instead of using funds in our portfolios to avoid additional product costs.
Individual systems
You determine your personal investment strategy and set the priorities that best suit your goals – flexible, transparent and tailored to your individual wishes and our professional assessment.
our range
Your benefits, our duty.
Optimize your costs today!
🔒 100% transparency and security
🛠️ 18% Average optimization rate
🎯 21% Potential savings rate
Fast customer service
Fast claims settlement
Free additional services
Comprehensive consulting options
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Additional services.
Without a new employer, the balance will be transferred to a vested benefits account.
unemployment
If there is no direct transfer to the new pension fund, the money will be placed in a vested benefits account.
change of employer
When you move away, the balance often remains in a vested benefits account in Switzerland.
emigration
The pension fund assets are often split. Part of them go into a vested benefits account.
divorce